Privacy Policy

We collect information you provide directly to us, such as your name, email address, and phone number when you create an account, as well as identity verification details required to meet regulatory obligations.

When you connect a wallet or transact through Expendi, we process public blockchain data, including wallet addresses and on-chain transaction history. Blockchain data is public and permanent by nature; Expendi cannot alter or delete it.

We also automatically collect device, usage, and diagnostic information — such as device identifiers, app version, and interaction logs — to operate and improve the service.

We use your information to provide, maintain, and improve Expendi; to process payments and automate budgets you configure; to verify identity and prevent fraud; to communicate with you about your account and updates; and to comply with legal and regulatory requirements.

We do not sell your personal information. We share information with service providers who perform services on our behalf (such as identity verification, analytics, and infrastructure), with blockchain networks when you transact, and with regulators or law enforcement where required by law.

We use bank-grade encryption, multi-factor authentication, and secure smart contracts to protect your data and assets. Expendi is non-custodial where applicable, meaning you retain control of your keys. No method of transmission or storage is fully secure, and we cannot guarantee absolute security.

We retain personal information for as long as your account is active or as needed to provide the service, and thereafter as required to comply with legal obligations, resolve disputes, and enforce our agreements.

Depending on your jurisdiction, you may have the right to access, correct, or delete your personal information, object to or restrict certain processing, and request data portability. To exercise these rights, contact us using the details below. Note that on-chain data cannot be modified or erased.

We use cookies and similar technologies, including analytics tools, to understand how the service is used and to improve your experience. You can control cookies through your browser or device settings.

Expendi is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can remove it.

We may update this Privacy Policy from time to time. When we do, we will revise the date at the top of this page and, where appropriate, notify you within the app. Your continued use of Expendi after changes take effect constitutes acceptance of the updated policy.